Michigan IRS collection standards for 2026
Published monthly limits by household size, effective 2026-06-29.
Introduction
This reference covers 83 county-level areas in Michigan using the verified 2026 IRS collection financial standards. Find your county or county equivalent, then use the column for your household size. The last housing column is for five or more people. These figures support a collection financial analysis; they do not show how much an individual household must pay the IRS.
Housing and utilities are one combined category. For the normal local-standard treatment, compare actual eligible spending with the applicable limit. Documented necessary costs can require individual consideration. Food, clothing and related national allowances and age-based healthcare amounts are listed on the standards hub. IRS collection-standard rules
Housing table introduction
The table below shows all verified county-level rows for Michigan. Amounts are monthly. County count means distinct source rows, including county equivalents where applicable; do not substitute a guessed political-county count. Missing or unverified values display “Not verified” and block affected calculations.
| County / equivalent | 1 person | 2 people | 3 people | 4 people | 5 or more |
|---|---|---|---|---|---|
| Alcona County STD-04 | $1,286 | $1,510 | $1,591 | $1,774 | $1,803 |
| Alger County STD-04 | $1,417 | $1,665 | $1,754 | $1,956 | $1,987 |
| Allegan County STD-04 | $1,652 | $1,941 | $2,045 | $2,280 | $2,317 |
| Alpena County STD-04 | $1,286 | $1,510 | $1,591 | $1,774 | $1,803 |
| Antrim County STD-04 | $1,600 | $1,879 | $1,980 | $2,208 | $2,243 |
| Arenac County STD-04 | $1,324 | $1,554 | $1,638 | $1,826 | $1,856 |
| Baraga County STD-04 | $1,315 | $1,545 | $1,628 | $1,815 | $1,845 |
| Barry County STD-04 | $1,672 | $1,963 | $2,069 | $2,307 | $2,344 |
| Bay County STD-04 | $1,417 | $1,665 | $1,754 | $1,956 | $1,987 |
| Benzie County STD-04 | $1,579 | $1,854 | $1,954 | $2,179 | $2,214 |
| Berrien County STD-04 | $1,600 | $1,879 | $1,980 | $2,208 | $2,243 |
| Branch County STD-04 | $1,410 | $1,656 | $1,745 | $1,946 | $1,977 |
| Calhoun County STD-04 | $1,436 | $1,686 | $1,777 | $1,981 | $2,013 |
| Cass County STD-04 | $1,614 | $1,895 | $1,997 | $2,227 | $2,263 |
| Charlevoix County STD-04 | $1,614 | $1,895 | $1,997 | $2,227 | $2,263 |
| Cheboygan County STD-04 | $1,401 | $1,646 | $1,734 | $1,933 | $1,965 |
| Chippewa County STD-04 | $1,381 | $1,622 | $1,709 | $1,906 | $1,936 |
| Clare County STD-04 | $1,324 | $1,555 | $1,639 | $1,827 | $1,857 |
| Clinton County STD-04 | $1,827 | $2,146 | $2,261 | $2,521 | $2,562 |
| Crawford County STD-04 | $1,366 | $1,605 | $1,691 | $1,885 | $1,916 |
| Delta County STD-04 | $1,379 | $1,620 | $1,707 | $1,903 | $1,934 |
| Dickinson County STD-04 | $1,311 | $1,540 | $1,623 | $1,810 | $1,839 |
| Eaton County STD-04 | $1,645 | $1,932 | $2,036 | $2,270 | $2,307 |
| Emmet County STD-04 | $1,722 | $2,022 | $2,131 | $2,376 | $2,414 |
| Genesee County STD-04 | $1,594 | $1,872 | $1,973 | $2,200 | $2,235 |
| Gladwin County STD-04 | $1,403 | $1,648 | $1,737 | $1,937 | $1,968 |
| Gogebic County STD-04 | $1,275 | $1,498 | $1,578 | $1,759 | $1,788 |
| Grand Traverse County STD-04 | $1,690 | $1,984 | $2,091 | $2,331 | $2,369 |
| Gratiot County STD-04 | $1,416 | $1,664 | $1,753 | $1,955 | $1,986 |
| Hillsdale County STD-04 | $1,408 | $1,654 | $1,743 | $1,943 | $1,975 |
| Houghton County STD-04 | $1,384 | $1,626 | $1,713 | $1,910 | $1,941 |
| Huron County STD-04 | $1,319 | $1,549 | $1,632 | $1,820 | $1,849 |
| Ingham County STD-04 | $1,634 | $1,919 | $2,022 | $2,255 | $2,291 |
| Ionia County STD-04 | $1,532 | $1,799 | $1,896 | $2,114 | $2,148 |
| Iosco County STD-04 | $1,234 | $1,449 | $1,527 | $1,703 | $1,730 |
| Iron County STD-04 | $1,345 | $1,579 | $1,664 | $1,855 | $1,885 |
| Isabella County STD-04 | $1,473 | $1,730 | $1,823 | $2,033 | $2,065 |
| Jackson County STD-04 | $1,527 | $1,794 | $1,890 | $2,107 | $2,141 |
| Kalamazoo County STD-04 | $1,732 | $2,035 | $2,144 | $2,391 | $2,429 |
| Kalkaska County STD-04 | $1,395 | $1,638 | $1,726 | $1,924 | $1,956 |
| Kent County STD-04 | $1,721 | $2,021 | $2,130 | $2,375 | $2,413 |
| Keweenaw County STD-04 | $1,357 | $1,593 | $1,679 | $1,872 | $1,902 |
| Lake County STD-04 | $1,351 | $1,587 | $1,672 | $1,864 | $1,894 |
| Lapeer County STD-04 | $1,664 | $1,954 | $2,059 | $2,296 | $2,333 |
| Leelanau County STD-04 | $1,946 | $2,286 | $2,409 | $2,686 | $2,729 |
| Lenawee County STD-04 | $1,555 | $1,826 | $1,924 | $2,145 | $2,180 |
| Livingston County STD-04 | $2,001 | $2,350 | $2,476 | $2,761 | $2,805 |
| Luce County STD-04 | $1,254 | $1,473 | $1,552 | $1,730 | $1,758 |
| Mackinac County STD-04 | $1,455 | $1,709 | $1,801 | $2,008 | $2,041 |
| Macomb County STD-04 | $1,765 | $2,073 | $2,184 | $2,435 | $2,474 |
| Manistee County STD-04 | $1,391 | $1,633 | $1,721 | $1,919 | $1,950 |
| Marquette County STD-04 | $1,529 | $1,796 | $1,892 | $2,110 | $2,144 |
| Mason County STD-04 | $1,530 | $1,796 | $1,893 | $2,111 | $2,145 |
| Mecosta County STD-04 | $1,454 | $1,708 | $1,800 | $2,007 | $2,039 |
| Menominee County STD-04 | $1,343 | $1,577 | $1,662 | $1,853 | $1,883 |
| Midland County STD-04 | $1,602 | $1,882 | $1,983 | $2,211 | $2,247 |
| Missaukee County STD-04 | $1,449 | $1,702 | $1,793 | $1,999 | $2,031 |
| Monroe County STD-04 | $1,706 | $2,004 | $2,112 | $2,355 | $2,393 |
| Montcalm County STD-04 | $1,505 | $1,768 | $1,863 | $2,077 | $2,111 |
| Montmorency County STD-04 | $1,274 | $1,497 | $1,577 | $1,758 | $1,787 |
| Muskegon County STD-04 | $1,490 | $1,750 | $1,844 | $2,056 | $2,089 |
| Newaygo County STD-04 | $1,509 | $1,772 | $1,867 | $2,082 | $2,115 |
| Oakland County STD-04 | $2,086 | $2,450 | $2,582 | $2,879 | $2,925 |
| Oceana County STD-04 | $1,444 | $1,696 | $1,787 | $1,993 | $2,025 |
| Ogemaw County STD-04 | $1,326 | $1,557 | $1,641 | $1,830 | $1,859 |
| Ontonagon County STD-04 | $1,284 | $1,508 | $1,589 | $1,772 | $1,800 |
| Osceola County STD-04 | $1,363 | $1,601 | $1,687 | $1,881 | $1,911 |
| Oscoda County STD-04 | $1,251 | $1,469 | $1,548 | $1,726 | $1,754 |
| Otsego County STD-04 | $1,477 | $1,735 | $1,828 | $2,038 | $2,071 |
| Ottawa County STD-04 | $1,767 | $2,075 | $2,187 | $2,439 | $2,478 |
| Presque Isle County STD-04 | $1,305 | $1,533 | $1,615 | $1,801 | $1,830 |
| Roscommon County STD-04 | $1,328 | $1,559 | $1,643 | $1,832 | $1,862 |
| Saginaw County STD-04 | $1,441 | $1,692 | $1,783 | $1,988 | $2,020 |
| St. Clair County STD-04 | $1,627 | $1,910 | $2,013 | $2,244 | $2,281 |
| St. Joseph County STD-04 | $1,468 | $1,724 | $1,817 | $2,026 | $2,059 |
| Sanilac County STD-04 | $1,397 | $1,641 | $1,729 | $1,928 | $1,959 |
| Schoolcraft County STD-04 | $1,367 | $1,606 | $1,692 | $1,887 | $1,917 |
| Shiawassee County STD-04 | $1,505 | $1,768 | $1,863 | $2,077 | $2,111 |
| Tuscola County STD-04 | $1,401 | $1,646 | $1,734 | $1,933 | $1,965 |
| Van Buren County STD-04 | $1,550 | $1,820 | $1,918 | $2,139 | $2,173 |
| Washtenaw County STD-04 | $2,191 | $2,574 | $2,712 | $3,024 | $3,073 |
| Wayne County STD-04 | $1,702 | $1,999 | $2,106 | $2,348 | $2,386 |
| Wexford County STD-04 | $1,452 | $1,705 | $1,797 | $2,004 | $2,036 |
Transportation introduction
The table below lists the region or metropolitan operating standards that apply within Michigan. Some counties use a metropolitan amount instead of the wider regional amount. Use the documented county-to-area mapping. Ownership payments and operating costs are separate categories; a paid-off vehicle does not receive a loan-payment allowance. IRS transportation guidance
| Region / metropolitan area | 1 vehicle | 2 vehicles | Rule and source | Coverage |
|---|---|---|---|---|
| Midwest region | $263 | $526 | STD-06 · Local transportation standards | County coverageAlcona County; Alger County; Allegan County; Alpena County; Antrim County; Arenac County; Baraga County; Barry County; Bay County; Benzie County; Berrien County; Branch County; Calhoun County; Cass County; Charlevoix County; Cheboygan County; Chippewa County; Clare County; Clinton County; Crawford County; Delta County; Dickinson County; Eaton County; Emmet County; Genesee County; Gladwin County; Gogebic County; Grand Traverse County; Gratiot County; Hillsdale County; Houghton County; Huron County; Ingham County; Ionia County; Iosco County; Iron County; Isabella County; Jackson County; Kalamazoo County; Kalkaska County; Kent County; Keweenaw County; Lake County; Leelanau County; Lenawee County; Luce County; Mackinac County; Manistee County; Marquette County; Mason County; Mecosta County; Menominee County; Midland County; Missaukee County; Monroe County; Montcalm County; Montmorency County; Muskegon County; Newaygo County; Oceana County; Ogemaw County; Ontonagon County; Osceola County; Oscoda County; Otsego County; Ottawa County; Presque Isle County; Roscommon County; Saginaw County; St. Joseph County; Sanilac County; Schoolcraft County; Shiawassee County; Tuscola County; Van Buren County; Washtenaw County; Wexford County |
| Detroit | $344 | $688 | STD-06 · Local transportation standards | County coverageLapeer County; Livingston County; Macomb County; Oakland County; St. Clair County; Wayne County |
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DIY and when to get help
You can use this reference and the linked IRS tables without hiring anyone. Seek help if your household shares expenses with someone who does not owe the tax, your necessary costs exceed a normal limit, or the correct county or metropolitan area is unclear.
Questions you may have
Is there one housing allowance for all of Michigan?
No. Housing and utilities figures vary by county-level area and household-size band. Confirm the row for where you live and use the current effective period. Official state table
Do I automatically get the full housing amount?
Ordinarily the local-standard rule compares actual eligible expenses with the limit. Documented exceptions require IRS consideration. The table alone does not establish the amount allowed in your case. IRS rules
Can I use this page to calculate an offer?
It provides only part of the information. An offer illustration also needs income, other expenses, asset treatments and the application conditions. Use the OIC worksheet and read its limits.