Montana IRS collection standards for 2026
Published monthly limits by household size, effective 2026-06-29.
Introduction
This reference covers 56 county-level areas in Montana using the verified 2026 IRS collection financial standards. Find your county or county equivalent, then use the column for your household size. The last housing column is for five or more people. These figures support a collection financial analysis; they do not show how much an individual household must pay the IRS.
Housing and utilities are one combined category. For the normal local-standard treatment, compare actual eligible spending with the applicable limit. Documented necessary costs can require individual consideration. Food, clothing and related national allowances and age-based healthcare amounts are listed on the standards hub. IRS collection-standard rules
Housing table introduction
The table below shows all verified county-level rows for Montana. Amounts are monthly. County count means distinct source rows, including county equivalents where applicable; do not substitute a guessed political-county count. Missing or unverified values display “Not verified” and block affected calculations.
| County / equivalent | 1 person | 2 people | 3 people | 4 people | 5 or more |
|---|---|---|---|---|---|
| Beaverhead County STD-04 | $1,590 | $1,868 | $1,968 | $2,194 | $2,230 |
| Big Horn County STD-04 | $1,629 | $1,913 | $2,016 | $2,248 | $2,284 |
| Blaine County STD-04 | $1,589 | $1,867 | $1,967 | $2,193 | $2,229 |
| Broadwater County STD-04 | $1,703 | $2,000 | $2,108 | $2,350 | $2,388 |
| Carbon County STD-04 | $1,825 | $2,144 | $2,259 | $2,519 | $2,559 |
| Carter County STD-04 | $1,617 | $1,899 | $2,001 | $2,231 | $2,267 |
| Cascade County STD-04 | $1,643 | $1,929 | $2,033 | $2,267 | $2,303 |
| Chouteau County STD-04 | $1,389 | $1,631 | $1,719 | $1,917 | $1,948 |
| Custer County STD-04 | $1,659 | $1,948 | $2,053 | $2,289 | $2,326 |
| Daniels County STD-04 | $1,594 | $1,872 | $1,973 | $2,200 | $2,235 |
| Dawson County STD-04 | $1,603 | $1,883 | $1,984 | $2,212 | $2,248 |
| Deer Lodge County STD-04 | $1,506 | $1,769 | $1,864 | $2,078 | $2,112 |
| Fallon County STD-04 | $1,602 | $1,882 | $1,983 | $2,211 | $2,247 |
| Fergus County STD-04 | $1,440 | $1,691 | $1,782 | $1,987 | $2,019 |
| Flathead County STD-04 | $1,961 | $2,303 | $2,427 | $2,706 | $2,750 |
| Gallatin County STD-04 | $2,288 | $2,688 | $2,832 | $3,158 | $3,209 |
| Garfield County STD-04 | $1,601 | $1,880 | $1,981 | $2,209 | $2,244 |
| Glacier County STD-04 | $1,341 | $1,575 | $1,660 | $1,851 | $1,881 |
| Golden Valley County STD-04 | $1,572 | $1,846 | $1,945 | $2,169 | $2,204 |
| Granite County STD-04 | $1,787 | $2,099 | $2,212 | $2,466 | $2,506 |
| Hill County STD-04 | $1,635 | $1,920 | $2,023 | $2,256 | $2,292 |
| Jefferson County STD-04 | $1,963 | $2,306 | $2,430 | $2,709 | $2,753 |
| Judith Basin County STD-04 | $1,485 | $1,744 | $1,838 | $2,049 | $2,082 |
| Lake County STD-04 | $1,871 | $2,197 | $2,315 | $2,581 | $2,623 |
| Lewis and Clark County STD-04 | $1,935 | $2,273 | $2,395 | $2,670 | $2,714 |
| Liberty County STD-04 | $1,509 | $1,772 | $1,867 | $2,082 | $2,115 |
| Lincoln County STD-04 | $1,571 | $1,845 | $1,944 | $2,168 | $2,203 |
| McCone County STD-04 | $1,790 | $2,102 | $2,215 | $2,470 | $2,510 |
| Madison County STD-04 | $1,816 | $2,132 | $2,247 | $2,505 | $2,546 |
| Meagher County STD-04 | $1,755 | $2,061 | $2,172 | $2,422 | $2,461 |
| Mineral County STD-04 | $1,694 | $1,990 | $2,097 | $2,338 | $2,376 |
| Missoula County STD-04 | $2,008 | $2,358 | $2,485 | $2,771 | $2,816 |
| Musselshell County STD-04 | $1,511 | $1,775 | $1,870 | $2,085 | $2,119 |
| Park County STD-04 | $1,889 | $2,219 | $2,338 | $2,607 | $2,649 |
| Petroleum County STD-04 | $1,725 | $2,026 | $2,135 | $2,381 | $2,419 |
| Phillips County STD-04 | $1,714 | $2,013 | $2,121 | $2,365 | $2,403 |
| Pondera County STD-04 | $1,465 | $1,721 | $1,813 | $2,021 | $2,054 |
| Powder River County STD-04 | $1,580 | $1,856 | $1,956 | $2,181 | $2,216 |
| Powell County STD-04 | $1,669 | $1,960 | $2,065 | $2,302 | $2,340 |
| Prairie County STD-04 | $1,432 | $1,682 | $1,772 | $1,976 | $2,008 |
| Ravalli County STD-04 | $1,743 | $2,047 | $2,157 | $2,405 | $2,444 |
| Richland County STD-04 | $1,916 | $2,250 | $2,371 | $2,644 | $2,686 |
| Roosevelt County STD-04 | $1,652 | $1,940 | $2,044 | $2,279 | $2,316 |
| Rosebud County STD-04 | $1,492 | $1,753 | $1,847 | $2,059 | $2,093 |
| Sanders County STD-04 | $1,551 | $1,822 | $1,920 | $2,141 | $2,175 |
| Sheridan County STD-04 | $1,452 | $1,705 | $1,797 | $2,004 | $2,036 |
| Silver Bow County STD-04 | $1,549 | $1,819 | $1,917 | $2,137 | $2,172 |
| Stillwater County STD-04 | $1,988 | $2,335 | $2,461 | $2,744 | $2,788 |
| Sweet Grass County STD-04 | $1,765 | $2,073 | $2,184 | $2,435 | $2,474 |
| Teton County STD-04 | $1,598 | $1,877 | $1,978 | $2,205 | $2,241 |
| Toole County STD-04 | $1,507 | $1,770 | $1,865 | $2,079 | $2,113 |
| Treasure County STD-04 | $1,898 | $2,229 | $2,349 | $2,619 | $2,661 |
| Valley County STD-04 | $1,694 | $1,989 | $2,096 | $2,337 | $2,375 |
| Wheatland County STD-04 | $1,530 | $1,796 | $1,893 | $2,111 | $2,145 |
| Wibaux County STD-04 | $1,356 | $1,592 | $1,678 | $1,871 | $1,901 |
| Yellowstone County STD-04 | $1,904 | $2,237 | $2,357 | $2,628 | $2,670 |
Transportation introduction
The table below lists the region or metropolitan operating standards that apply within Montana. Some counties use a metropolitan amount instead of the wider regional amount. Use the documented county-to-area mapping. Ownership payments and operating costs are separate categories; a paid-off vehicle does not receive a loan-payment allowance. IRS transportation guidance
| Region / metropolitan area | 1 vehicle | 2 vehicles | Rule and source | Coverage |
|---|---|---|---|---|
| West region | $299 | $598 | STD-06 · Local transportation standards | County coverageBeaverhead County; Big Horn County; Blaine County; Broadwater County; Carbon County; Carter County; Cascade County; Chouteau County; Custer County; Daniels County; Dawson County; Deer Lodge County; Fallon County; Fergus County; Flathead County; Gallatin County; Garfield County; Glacier County; Golden Valley County; Granite County; Hill County; Jefferson County; Judith Basin County; Lake County; Lewis and Clark County; Liberty County; Lincoln County; McCone County; Madison County; Meagher County; Mineral County; Missoula County; Musselshell County; Park County; Petroleum County; Phillips County; Pondera County; Powder River County; Powell County; Prairie County; Ravalli County; Richland County; Roosevelt County; Rosebud County; Sanders County; Sheridan County; Silver Bow County; Stillwater County; Sweet Grass County; Teton County; Toole County; Treasure County; Valley County; Wheatland County; Wibaux County; Yellowstone County |
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DIY and when to get help
You can use this reference and the linked IRS tables without hiring anyone. Seek help if your household shares expenses with someone who does not owe the tax, your necessary costs exceed a normal limit, or the correct county or metropolitan area is unclear.
Questions you may have
Is there one housing allowance for all of Montana?
No. Housing and utilities figures vary by county-level area and household-size band. Confirm the row for where you live and use the current effective period. Official state table
Do I automatically get the full housing amount?
Ordinarily the local-standard rule compares actual eligible expenses with the limit. Documented exceptions require IRS consideration. The table alone does not establish the amount allowed in your case. IRS rules
Can I use this page to calculate an offer?
It provides only part of the information. An offer illustration also needs income, other expenses, asset treatments and the application conditions. Use the OIC worksheet and read its limits.