Texas IRS collection standards for 2026

Published monthly limits by household size, effective 2026-06-29.

Introduction

This reference covers 254 county-level areas in Texas using the verified 2026 IRS collection financial standards. Find your county or county equivalent, then use the column for your household size. The last housing column is for five or more people. These figures support a collection financial analysis; they do not show how much an individual household must pay the IRS.

Housing and utilities are one combined category. For the normal local-standard treatment, compare actual eligible spending with the applicable limit. Documented necessary costs can require individual consideration. Food, clothing and related national allowances and age-based healthcare amounts are listed on the standards hub. IRS collection-standard rules

Housing table introduction

The table below shows all verified county-level rows for Texas. Amounts are monthly. County count means distinct source rows, including county equivalents where applicable; do not substitute a guessed political-county count. Missing or unverified values display “Not verified” and block affected calculations.

Texas: monthly housing and utilities
County / equivalent1 person2 people3 people4 people5 or more
Anderson County STD-04$1,561$1,833$1,932$2,154$2,189
Andrews County STD-04$1,942$2,281$2,404$2,680$2,724
Angelina County STD-04$1,601$1,881$1,982$2,210$2,246
Aransas County STD-04$1,900$2,232$2,352$2,622$2,665
Archer County STD-04$1,802$2,116$2,230$2,486$2,527
Armstrong County STD-04$1,513$1,777$1,872$2,087$2,121
Atascosa County STD-04$1,698$1,994$2,101$2,343$2,380
Austin County STD-04$1,978$2,323$2,448$2,730$2,774
Bailey County STD-04$1,238$1,454$1,532$1,708$1,736
Bandera County STD-04$1,830$2,149$2,265$2,525$2,566
Bastrop County STD-04$2,033$2,388$2,516$2,805$2,851
Baylor County STD-04$1,813$2,130$2,244$2,502$2,542
Bee County STD-04$1,562$1,834$1,933$2,155$2,190
Bell County STD-04$1,806$2,121$2,235$2,492$2,532
Bexar County STD-04$1,977$2,322$2,447$2,728$2,772
Blanco County STD-04$2,126$2,497$2,631$2,934$2,981
Borden County STD-04$1,697$1,993$2,100$2,342$2,379
Bosque County STD-04$1,659$1,948$2,053$2,289$2,326
Bowie County STD-04$1,620$1,903$2,005$2,236$2,272
Brazoria County STD-04$2,302$2,704$2,849$3,177$3,228
Brazos County STD-04$2,019$2,372$2,499$2,786$2,831
Brewster County STD-04$1,820$2,138$2,253$2,512$2,553
Briscoe County STD-04$1,442$1,694$1,785$1,990$2,022
Brooks County STD-04$1,364$1,602$1,688$1,882$1,913
Brown County STD-04$1,600$1,879$1,980$2,208$2,243
Burleson County STD-04$1,837$2,157$2,273$2,534$2,575
Burnet County STD-04$2,045$2,402$2,531$2,822$2,868
Caldwell County STD-04$1,769$2,077$2,189$2,441$2,480
Calhoun County STD-04$1,584$1,861$1,961$2,187$2,222
Callahan County STD-04$1,593$1,871$1,972$2,199$2,234
Cameron County STD-04$1,573$1,848$1,947$2,171$2,206
Camp County STD-04$1,610$1,890$1,992$2,221$2,257
Carson County STD-04$1,471$1,727$1,820$2,029$2,062
Cass County STD-04$1,490$1,750$1,844$2,056$2,089
Castro County STD-04$1,491$1,751$1,845$2,057$2,090
Chambers County STD-04$2,290$2,689$2,834$3,160$3,211
Cherokee County STD-04$1,696$1,992$2,099$2,340$2,378
Childress County STD-04$1,567$1,840$1,939$2,162$2,197
Clay County STD-04$1,628$1,912$2,015$2,247$2,283
Cochran County STD-04$1,286$1,511$1,592$1,775$1,804
Coke County STD-04$1,225$1,439$1,516$1,690$1,718
Coleman County STD-04$1,211$1,423$1,499$1,671$1,698
Collin County STD-04$2,780$3,265$3,440$3,836$3,898
Collingsworth County STD-04$1,172$1,376$1,450$1,617$1,643
Colorado County STD-04$1,778$2,088$2,200$2,453$2,493
Comal County STD-04$2,388$2,804$2,955$3,295$3,348
Comanche County STD-04$1,570$1,844$1,943$2,166$2,201
Concho County STD-04$1,451$1,704$1,796$2,003$2,035
Cooke County STD-04$1,899$2,230$2,350$2,620$2,663
Coryell County STD-04$1,676$1,968$2,074$2,313$2,350
Cottle County STD-04$1,528$1,795$1,891$2,108$2,143
Crane County STD-04$1,700$1,997$2,104$2,346$2,384
Crockett County STD-04$2,658$3,122$3,290$3,668$3,728
Crosby County STD-04$1,457$1,711$1,803$2,010$2,043
Culberson County STD-04$1,522$1,788$1,884$2,101$2,135
Dallam County STD-04$1,393$1,636$1,724$1,922$1,953
Dallas County STD-04$2,199$2,582$2,721$3,034$3,083
Dawson County STD-04$1,542$1,811$1,908$2,127$2,162
Deaf Smith County STD-04$1,640$1,926$2,030$2,263$2,300
Delta County STD-04$1,601$1,880$1,981$2,209$2,244
Denton County STD-04$2,636$3,096$3,262$3,637$3,696
DeWitt County STD-04$1,602$1,882$1,983$2,211$2,247
Dickens County STD-04$1,551$1,822$1,920$2,141$2,175
Dimmit County STD-04$1,378$1,619$1,706$1,902$1,933
Donley County STD-04$1,671$1,963$2,068$2,306$2,343
Duval County STD-04$1,329$1,561$1,645$1,834$1,864
Eastland County STD-04$1,623$1,907$2,009$2,240$2,276
Ector County STD-04$1,950$2,290$2,413$2,690$2,734
Edwards County STD-04$1,395$1,639$1,727$1,926$1,957
Ellis County STD-04$2,278$2,675$2,819$3,143$3,194
El Paso County STD-04$1,703$2,000$2,108$2,350$2,388
Erath County STD-04$1,864$2,189$2,307$2,572$2,614
Falls County STD-04$1,518$1,783$1,879$2,095$2,129
Fannin County STD-04$1,816$2,133$2,248$2,507$2,547
Fayette County STD-04$1,772$2,081$2,193$2,445$2,485
Fisher County STD-04$1,399$1,643$1,731$1,930$1,961
Floyd County STD-04$1,413$1,660$1,749$1,950$1,982
Foard County STD-04$1,170$1,374$1,448$1,615$1,641
Fort Bend County STD-04$2,583$3,034$3,197$3,565$3,622
Franklin County STD-04$1,883$2,212$2,331$2,599$2,641
Freestone County STD-04$1,605$1,886$1,987$2,216$2,251
Frio County STD-04$1,643$1,930$2,034$2,268$2,305
Gaines County STD-04$1,837$2,157$2,273$2,534$2,575
Galveston County STD-04$2,229$2,618$2,759$3,076$3,126
Garza County STD-04$1,614$1,896$1,998$2,228$2,264
Gillespie County STD-04$2,208$2,594$2,733$3,047$3,096
Glasscock County STD-04$1,604$1,884$1,985$2,213$2,249
Goliad County STD-04$1,676$1,968$2,074$2,313$2,350
Gonzales County STD-04$1,539$1,808$1,905$2,124$2,158
Gray County STD-04$1,420$1,667$1,757$1,959$1,991
Grayson County STD-04$1,898$2,229$2,349$2,619$2,661
Gregg County STD-04$1,652$1,940$2,044$2,279$2,316
Grimes County STD-04$1,771$2,080$2,192$2,444$2,484
Guadalupe County STD-04$2,015$2,367$2,494$2,781$2,826
Hale County STD-04$1,711$2,010$2,118$2,362$2,400
Hall County STD-04$1,327$1,558$1,642$1,831$1,860
Hamilton County STD-04$1,593$1,870$1,971$2,198$2,233
Hansford County STD-04$1,757$2,064$2,175$2,425$2,464
Hardeman County STD-04$1,423$1,671$1,761$1,964$1,995
Hardin County STD-04$1,795$2,109$2,222$2,478$2,518
Harris County STD-04$2,153$2,529$2,665$2,971$3,019
Harrison County STD-04$1,664$1,954$2,059$2,296$2,333
Hartley County STD-04$1,795$2,109$2,222$2,478$2,518
Haskell County STD-04$1,476$1,734$1,827$2,037$2,070
Hays County STD-04$2,289$2,689$2,833$3,159$3,210
Hemphill County STD-04$1,649$1,937$2,041$2,276$2,312
Henderson County STD-04$1,679$1,972$2,078$2,317$2,354
Hidalgo County STD-04$1,605$1,885$1,986$2,214$2,250
Hill County STD-04$1,689$1,983$2,090$2,330$2,368
Hockley County STD-04$1,699$1,996$2,103$2,345$2,383
Hood County STD-04$1,967$2,310$2,434$2,714$2,758
Hopkins County STD-04$1,640$1,926$2,030$2,263$2,300
Houston County STD-04$1,572$1,847$1,946$2,170$2,205
Howard County STD-04$1,622$1,905$2,007$2,238$2,274
Hudspeth County STD-04$1,322$1,553$1,636$1,824$1,854
Hunt County STD-04$1,898$2,229$2,349$2,619$2,661
Hutchinson County STD-04$1,475$1,732$1,825$2,035$2,068
Irion County STD-04$1,883$2,212$2,331$2,599$2,641
Jack County STD-04$1,886$2,215$2,334$2,602$2,644
Jackson County STD-04$1,786$2,098$2,211$2,465$2,505
Jasper County STD-04$1,542$1,812$1,909$2,129$2,163
Jeff Davis County STD-04$1,769$2,077$2,189$2,441$2,480
Jefferson County STD-04$1,819$2,136$2,251$2,510$2,550
Jim Hogg County STD-04$1,558$1,830$1,928$2,150$2,184
Jim Wells County STD-04$1,818$2,135$2,250$2,509$2,549
Johnson County STD-04$2,059$2,418$2,548$2,841$2,887
Jones County STD-04$1,403$1,647$1,736$1,936$1,967
Karnes County STD-04$1,347$1,582$1,667$1,859$1,889
Kaufman County STD-04$2,277$2,674$2,818$3,142$3,193
Kendall County STD-04$2,607$3,061$3,226$3,597$3,655
Kenedy County STD-04$1,604$1,884$1,985$2,213$2,249
Kent County STD-04$1,837$2,158$2,274$2,536$2,576
Kerr County STD-04$1,845$2,167$2,283$2,546$2,587
Kimble County STD-04$1,695$1,991$2,098$2,339$2,377
King County STD-04$1,604$1,884$1,985$2,213$2,249
Kinney County STD-04$1,203$1,413$1,489$1,660$1,687
Kleberg County STD-04$1,829$2,149$2,264$2,524$2,565
Knox County STD-04$1,292$1,517$1,599$1,783$1,812
Lamar County STD-04$1,761$2,069$2,180$2,431$2,470
Lamb County STD-04$1,419$1,666$1,756$1,958$1,990
Lampasas County STD-04$1,822$2,140$2,255$2,514$2,555
La Salle County STD-04$1,475$1,733$1,826$2,036$2,069
Lavaca County STD-04$1,748$2,053$2,163$2,412$2,451
Lee County STD-04$2,042$2,398$2,527$2,818$2,863
Leon County STD-04$1,665$1,956$2,061$2,298$2,335
Liberty County STD-04$1,752$2,057$2,168$2,417$2,456
Limestone County STD-04$1,551$1,822$1,920$2,141$2,175
Lipscomb County STD-04$1,622$1,905$2,007$2,238$2,274
Live Oak County STD-04$1,594$1,872$1,973$2,200$2,235
Llano County STD-04$1,907$2,240$2,360$2,631$2,674
Loving County STD-04$1,604$1,884$1,985$2,213$2,249
Lubbock County STD-04$1,862$2,186$2,304$2,569$2,610
Lynn County STD-04$1,735$2,038$2,147$2,394$2,433
McCulloch County STD-04$1,669$1,960$2,065$2,302$2,340
McLennan County STD-04$1,877$2,205$2,323$2,590$2,632
McMullen County STD-04$1,344$1,578$1,663$1,854$1,884
Madison County STD-04$1,593$1,870$1,971$2,198$2,233
Marion County STD-04$1,530$1,797$1,894$2,112$2,146
Martin County STD-04$2,654$3,117$3,285$3,663$3,722
Mason County STD-04$1,681$1,975$2,081$2,320$2,358
Matagorda County STD-04$1,763$2,071$2,182$2,433$2,472
Maverick County STD-04$1,641$1,927$2,031$2,265$2,301
Medina County STD-04$1,963$2,305$2,429$2,708$2,752
Menard County STD-04$1,291$1,517$1,598$1,782$1,811
Midland County STD-04$2,263$2,658$2,801$3,123$3,174
Milam County STD-04$1,839$2,160$2,276$2,538$2,579
Mills County STD-04$1,657$1,946$2,051$2,287$2,324
Mitchell County STD-04$1,645$1,932$2,036$2,270$2,307
Montague County STD-04$1,666$1,957$2,062$2,299$2,336
Montgomery County STD-04$2,312$2,715$2,861$3,190$3,242
Moore County STD-04$1,636$1,922$2,025$2,258$2,294
Morris County STD-04$1,599$1,878$1,979$2,207$2,242
Motley County STD-04$1,397$1,641$1,729$1,928$1,959
Nacogdoches County STD-04$1,601$1,881$1,982$2,210$2,246
Navarro County STD-04$1,647$1,934$2,038$2,272$2,309
Newton County STD-04$1,461$1,716$1,808$2,016$2,048
Nolan County STD-04$1,552$1,823$1,921$2,142$2,176
Nueces County STD-04$1,959$2,301$2,425$2,704$2,748
Ochiltree County STD-04$1,806$2,121$2,235$2,492$2,532
Oldham County STD-04$1,866$2,192$2,310$2,576$2,617
Orange County STD-04$1,807$2,123$2,237$2,494$2,535
Palo Pinto County STD-04$1,868$2,194$2,312$2,578$2,619
Panola County STD-04$1,530$1,797$1,894$2,112$2,146
Parker County STD-04$2,431$2,856$3,009$3,355$3,409
Parmer County STD-04$1,774$2,083$2,195$2,447$2,487
Pecos County STD-04$1,694$1,990$2,097$2,338$2,376
Polk County STD-04$1,664$1,955$2,060$2,297$2,334
Potter County STD-04$1,644$1,931$2,035$2,269$2,306
Presidio County STD-04$1,490$1,750$1,844$2,056$2,089
Rains County STD-04$1,969$2,313$2,437$2,717$2,761
Randall County STD-04$1,875$2,202$2,320$2,587$2,629
Reagan County STD-04$1,534$1,802$1,899$2,117$2,152
Real County STD-04$2,070$2,431$2,562$2,857$2,903
Red River County STD-04$1,408$1,653$1,742$1,942$1,974
Reeves County STD-04$1,761$2,068$2,179$2,430$2,469
Refugio County STD-04$1,420$1,667$1,757$1,959$1,991
Roberts County STD-04$1,630$1,914$2,017$2,249$2,285
Robertson County STD-04$1,593$1,871$1,972$2,199$2,234
Rockwall County STD-04$2,590$3,042$3,205$3,574$3,631
Runnels County STD-04$1,433$1,684$1,774$1,978$2,010
Rusk County STD-04$1,567$1,840$1,939$2,162$2,197
Sabine County STD-04$1,647$1,934$2,038$2,272$2,309
San Augustine County STD-04$1,541$1,810$1,907$2,126$2,161
San Jacinto County STD-04$1,750$2,056$2,166$2,415$2,454
San Patricio County STD-04$1,919$2,254$2,375$2,648$2,691
San Saba County STD-04$1,399$1,643$1,731$1,930$1,961
Schleicher County STD-04$1,661$1,951$2,056$2,292$2,329
Scurry County STD-04$1,584$1,861$1,961$2,187$2,222
Shackelford County STD-04$1,919$2,254$2,375$2,648$2,691
Shelby County STD-04$1,517$1,782$1,878$2,094$2,128
Sherman County STD-04$1,561$1,833$1,932$2,154$2,189
Smith County STD-04$1,810$2,126$2,240$2,498$2,538
Somervell County STD-04$1,902$2,234$2,354$2,625$2,667
Starr County STD-04$1,594$1,872$1,973$2,200$2,235
Stephens County STD-04$1,391$1,634$1,722$1,920$1,951
Sterling County STD-04$1,386$1,628$1,715$1,912$1,943
Stonewall County STD-04$1,319$1,549$1,632$1,820$1,849
Sutton County STD-04$1,798$2,112$2,225$2,481$2,521
Swisher County STD-04$1,604$1,884$1,985$2,213$2,249
Tarrant County STD-04$2,256$2,650$2,792$3,113$3,163
Taylor County STD-04$1,826$2,145$2,260$2,520$2,561
Terrell County STD-04$1,430$1,680$1,770$1,974$2,005
Terry County STD-04$1,556$1,828$1,926$2,147$2,182
Throckmorton County STD-04$1,480$1,739$1,832$2,043$2,076
Titus County STD-04$1,551$1,822$1,920$2,141$2,175
Tom Green County STD-04$1,697$1,993$2,100$2,342$2,379
Travis County STD-04$2,582$3,033$3,196$3,564$3,621
Trinity County STD-04$1,569$1,843$1,942$2,165$2,200
Tyler County STD-04$1,531$1,798$1,895$2,113$2,147
Upshur County STD-04$1,602$1,882$1,983$2,211$2,247
Upton County STD-04$1,693$1,988$2,095$2,336$2,374
Uvalde County STD-04$1,696$1,992$2,099$2,340$2,378
Val Verde County STD-04$1,787$2,099$2,212$2,466$2,506
Van Zandt County STD-04$1,750$2,056$2,166$2,415$2,454
Victoria County STD-04$1,831$2,150$2,266$2,527$2,567
Walker County STD-04$1,728$2,029$2,138$2,384$2,422
Waller County STD-04$2,194$2,577$2,715$3,027$3,076
Ward County STD-04$1,744$2,048$2,158$2,406$2,445
Washington County STD-04$1,925$2,261$2,383$2,657$2,700
Webb County STD-04$1,793$2,106$2,219$2,474$2,514
Wharton County STD-04$1,906$2,239$2,359$2,630$2,673
Wheeler County STD-04$1,693$1,988$2,095$2,336$2,374
Wichita County STD-04$1,652$1,940$2,044$2,279$2,316
Wilbarger County STD-04$1,438$1,689$1,780$1,985$2,017
Willacy County STD-04$1,586$1,863$1,963$2,189$2,224
Williamson County STD-04$2,428$2,852$3,005$3,351$3,405
Wilson County STD-04$2,129$2,501$2,635$2,938$2,985
Winkler County STD-04$1,564$1,837$1,936$2,159$2,193
Wise County STD-04$2,188$2,570$2,708$3,019$3,068
Wood County STD-04$1,668$1,959$2,064$2,301$2,339
Yoakum County STD-04$1,719$2,019$2,127$2,372$2,410
Young County STD-04$1,648$1,936$2,040$2,275$2,311
Zapata County STD-04$1,325$1,556$1,640$1,829$1,858
Zavala County STD-04$1,475$1,732$1,825$2,035$2,068

Transportation introduction

The table below lists the region or metropolitan operating standards that apply within Texas. Some counties use a metropolitan amount instead of the wider regional amount. Use the documented county-to-area mapping. Ownership payments and operating costs are separate categories; a paid-off vehicle does not receive a loan-payment allowance. IRS transportation guidance

Monthly vehicle operating standards
Region / metropolitan area1 vehicle2 vehiclesRule and sourceCoverage
South region$291$582STD-06 · Local transportation standards
County coverage

Anderson County; Andrews County; Angelina County; Aransas County; Archer County; Armstrong County; Atascosa County; Bailey County; Bandera County; Bastrop County; Baylor County; Bee County; Bell County; Bexar County; Blanco County; Borden County; Bosque County; Bowie County; Brazos County; Brewster County; Briscoe County; Brooks County; Brown County; Burleson County; Burnet County; Caldwell County; Calhoun County; Callahan County; Cameron County; Camp County; Carson County; Cass County; Castro County; Cherokee County; Childress County; Clay County; Cochran County; Coke County; Coleman County; Collingsworth County; Colorado County; Comal County; Comanche County; Concho County; Cooke County; Coryell County; Cottle County; Crane County; Crockett County; Crosby County; Culberson County; Dallam County; Dawson County; Deaf Smith County; Delta County; DeWitt County; Dickens County; Dimmit County; Donley County; Duval County; Eastland County; Ector County; Edwards County; El Paso County; Erath County; Falls County; Fannin County; Fayette County; Fisher County; Floyd County; Foard County; Franklin County; Freestone County; Frio County; Gaines County; Garza County; Gillespie County; Glasscock County; Goliad County; Gonzales County; Gray County; Grayson County; Gregg County; Grimes County; Guadalupe County; Hale County; Hall County; Hamilton County; Hansford County; Hardeman County; Hardin County; Harrison County; Hartley County; Haskell County; Hays County; Hemphill County; Henderson County; Hidalgo County; Hill County; Hockley County; Hood County; Hopkins County; Houston County; Howard County; Hudspeth County; Hutchinson County; Irion County; Jack County; Jackson County; Jasper County; Jeff Davis County; Jefferson County; Jim Hogg County; Jim Wells County; Jones County; Karnes County; Kendall County; Kenedy County; Kent County; Kerr County; Kimble County; King County; Kinney County; Kleberg County; Knox County; Lamar County; Lamb County; Lampasas County; La Salle County; Lavaca County; Lee County; Leon County; Limestone County; Lipscomb County; Live Oak County; Llano County; Loving County; Lubbock County; Lynn County; McCulloch County; McLennan County; McMullen County; Madison County; Marion County; Martin County; Mason County; Matagorda County; Maverick County; Medina County; Menard County; Midland County; Milam County; Mills County; Mitchell County; Montague County; Moore County; Morris County; Motley County; Nacogdoches County; Navarro County; Newton County; Nolan County; Nueces County; Ochiltree County; Oldham County; Orange County; Palo Pinto County; Panola County; Parmer County; Pecos County; Polk County; Potter County; Presidio County; Rains County; Randall County; Reagan County; Real County; Red River County; Reeves County; Refugio County; Roberts County; Robertson County; Runnels County; Rusk County; Sabine County; San Augustine County; San Patricio County; San Saba County; Schleicher County; Scurry County; Shackelford County; Shelby County; Sherman County; Smith County; Somervell County; Starr County; Stephens County; Sterling County; Stonewall County; Sutton County; Swisher County; Taylor County; Terrell County; Terry County; Throckmorton County; Titus County; Tom Green County; Travis County; Trinity County; Tyler County; Upshur County; Upton County; Uvalde County; Val Verde County; Van Zandt County; Victoria County; Walker County; Ward County; Washington County; Webb County; Wharton County; Wheeler County; Wichita County; Wilbarger County; Willacy County; Williamson County; Wilson County; Winkler County; Wood County; Yoakum County; Young County; Zapata County; Zavala County

Houston$361$722STD-06 · Local transportation standards
County coverage

Austin County; Brazoria County; Chambers County; Fort Bend County; Galveston County; Harris County; Liberty County; Montgomery County; San Jacinto County; Waller County

Dallas-Ft. Worth$339$678STD-06 · Local transportation standards
County coverage

Collin County; Dallas County; Denton County; Ellis County; Hunt County; Johnson County; Kaufman County; Parker County; Rockwall County; Tarrant County; Wise County

Open the OIC worksheet with Texas selected

DIY and when to get help

You can use this reference and the linked IRS tables without hiring anyone. Seek help if your household shares expenses with someone who does not owe the tax, your necessary costs exceed a normal limit, or the correct county or metropolitan area is unclear.

Questions you may have

Is there one housing allowance for all of Texas?

No. Housing and utilities figures vary by county-level area and household-size band. Confirm the row for where you live and use the current effective period. Official state table

Do I automatically get the full housing amount?

Ordinarily the local-standard rule compares actual eligible expenses with the limit. Documented exceptions require IRS consideration. The table alone does not establish the amount allowed in your case. IRS rules

Can I use this page to calculate an offer?

It provides only part of the information. An offer illustration also needs income, other expenses, asset treatments and the application conditions. Use the OIC worksheet and read its limits.